Welcome to ContractorsInsuranceNow.com
Posted on 12. Nov, 2010 by California Contractors Insurance.
ContractorsInsuranceNow.com is a division of Active Financial & Insurance Services, one of the fastest growing insurance brokerages in the state of California. Active has been helping California contractors with their insurance needs for over eight years. During that time we have been able to compile a client base of over 3,000 contractors, making us one of the state’s largest contractor insurance specialists. Because of the tremendous volume of business our company does, we have significant “buying power” and are able to negotiate deep discounts from all the major insurance carriers.
At Active we pride ourselves on customer service. You are our top priority. We’ll tell you, right up-front, everything you need to know to make the wisest decisions about your insurance needs. Unlike other insurance companies, we believe an informed client is a benefit to us as well as themselves.
Our web site ContractorsInsuranceNow.com allows us to obtain your information quickly and easily, without unnecessary paperwork. Just take one minute to fill out the contact information and we will call you within 24 hours. There is absolutely no obligation attached to our quotes, and no reason why you can’t start saving money today.
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As a condition of licensure, contractors are required to post some form of security deposit with the Contractors State License Board (CSLB). Surety bonds are commonly used for this purpose, but cash or certificates of deposit may also be posted. If the contractor does not comply with the conditions of the law, a claim can [...]
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Facts About Tools & Equipment Insurance
Posted on 14. Nov, 2010 by California Contractors Insurance.
A policy that insures contractor’s equipment other than vehicles designed for use on the public highways. Many contractors have considerable investment in large pieces of moveable equipment, such as cranes, power shovels, tractors, etc. These items can be scheduled specifically on the policy, while a blanket amount takes care of smaller items such as tools. [...]
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Facts About Commercial Property Insurance
Posted on 14. Nov, 2010 by California Contractors Insurance.
Commercial Property Insurance is a necessity for any business, big or small. Financial institutions that lend money based on a security interest in property want to be sure the buyer can repay the loan even if the property is destroyed. Because of this, one of the fundamental requirements for mortgages and most other loans is [...]
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Facts About Commercial Auto Insurance
Posted on 14. Nov, 2010 by California Contractors Insurance.
Commercial Automobile Insurance is one of the most misunderstood types of insurance that contractors must deal with. Many people assume that once they purchase a personal automobile policy their work vehicles will be covered. However, the typical Personal Automobile Policy excludes vehicles used for Commercial and Business purposes. Any organizations that own or use autos [...]
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All organizations that have employees are required by the state of California to carry Workers Compensation Insurance. This form of insurance responds to two different types of loss exposures. One is the employer’s legal responsibility to pay required workers compensation benefits to employees. The other is the possibility of an employee or some other person [...]
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The Facts About General Liability Insurance
Posted on 14. Nov, 2010 by California Contractors Insurance.
As of October 1, 2001 all California Contractors are legally required to disclose to homeowners, in writing, whether or not they carry General Liability Insurance. If the contractor does carry General Liability Coverage he is then required to provide the name and phone number of his insurance company to the homeowner. Any time you, the [...]
